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In terms of the Protection of Personal Information Act 4 of 2013 (“POPIA”), Capitec Rental Finance (Pty) Ltd (“CRF”) is obliged to obtain the consent of the person or entity set out above (“the Applicant”) to process all personal information of Applicant as defined within POPIA (“the Personal Information”).

Therefore, the Applicant expressly consents and agrees that CRF may:

  • make enquiries of whatever nature with any third party including without limiting; credit bureaus to confirm and verify any Personal Information received from the Applicant;
  • collect and process the Personal Information for purposes of providing the services provided in terms of a rental agreement entered into directly with the Applicant or which may be entered into by the Applicant with a supplier and which agreement was subsequently ceded to CRF and to administer and maintain the business relationship with the Applicant;
  • process and disclose the Personal Information for the following purposes:
  • the prevention, detection and reporting of fraud and criminal activities including money laundering activities;
  • in compliance with any legal obligation;
  • to any person providing services to or requiring services from or representative, agent or supplier of CRF
  • to any entity or person that may cede or assign to CRF an agreement with the Applicant;
  • determining the creditworthiness of the Applicant and retain and utilise the Personal Information for credit record and scoring purposes;
  • marketing to and business opportunities with related entities of CRF;
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